THDA help for Tennessee buyers · As of 10-28-2026

Homeownership Heroes: who counts

Homeownership Heroes is a THDA program for people who work in certain public-service and community jobs.

A THDA program for people in certain public-service jobs. THDA keeps the list of which jobs count.

In a picture

Three steps for a Homeownership Heroes buyer, in order.

1. Ask whether your job is on THDA's list. THDA keeps the list, and it can change.1Ask whether your job ison THDA's list2. Take the THDA-approved course. Homeownership Heroes needs one.2Take the THDA-approvedcourse3. Ask a THDA-approved lender. Only a lender can tell you where you stand.3Ask a THDA-approvedlender
1. Ask whether your job is on THDA's list. THDA keeps the list, and it can change.1Ask whether yourjob is on THDA'slist2. Take the THDA-approved course. Homeownership Heroes needs one.2Take theTHDA-approvedcourse3. Ask a THDA-approved lender. Only a lender can tell you where you stand.3Ask aTHDA-approvedlender
The steps in order. The same list is in the table below.
Show the same facts as a list
StepWhat happens
1. Ask whether your job is on THDA's listTHDA keeps the list, and it can change.
2. Take the THDA-approved courseHomeownership Heroes needs one.
3. Ask a THDA-approved lenderOnly a lender can tell you where you stand.

Who counts

THDA keeps a defined list of the jobs that count, and it can change. The list is not printed here until a person has checked it against THDA's own page, so read THDA's list, not a copy of it.

If your job may be on the list

Ask a THDA-approved lender to check it. They will ask for proof of the job, and the same loan rules apply as for any THDA loan.

What this rests on

Each line below was read at thda.org on the date shown.

  • Great Choice Plus and Homeownership Heroes need a THDA-approved homebuyer course. As of 10-28-2026.

What this page holds back

Any figure marked "As of" was checked at thda.org on that day. The price limit, the county income limits and other amounts are not printed here until a person has checked them. They change, and they depend on your county and household.

Limits vary by county and change. Ask a THDA-approved lender. THDA's own limits page.

Check where you stand

Which loan fits: Great Choice or Freddie Mac HFA Advantage?
Four taps to see which of the two THDA loans may be worth asking about. 4 questions, about 2 minutes

Start the quiz

Last checked 10-28-2026 · Source: THDA's own site (thda.org)

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