THDA help for Tennessee buyers · As of 10-28-2026

For real estate agents: sharing THDA help with buyers

Buyers ask agents about THDA first. These pages are plain-language education you can send, put on a screen or print, open to every buyer.

The 2-minute first-time buyer quiz is the best first link to send a buyer.

In a picture

Three steps when you send a buyer the quiz, in order.

1. Send the 2-minute quiz. No account, no email until the result.1Send the 2-minute quiz2. The buyer reads the result. "May fit", "may not fit" or "ask a lender".2The buyer reads theresult3. The buyer asks a THDA-approved lender. Only a lender can say where they stand.3The buyer asks aTHDA-approved lender
1. Send the 2-minute quiz. No account, no email until the result.1Send the 2-minutequiz2. The buyer reads the result. "May fit", "may not fit" or "ask a lender".2The buyer readsthe result3. The buyer asks a THDA-approved lender. Only a lender can say where they stand.3The buyer asks aTHDA-approvedlender
The steps in order. The same list is in the table below.
Show the same facts as a list
StepWhat happens
1. Send the 2-minute quizNo account, no email until the result.
2. The buyer reads the result"May fit", "may not fit" or "ask a lender".
3. The buyer asks a THDA-approved lenderOnly a lender can say where they stand.

What to send

The 2-minute first-time buyer quiz is the best first link: three taps on the 3-year rule, no account, no email until the result. The "Which loan fits" quiz and the down payment options page answer the next two questions buyers ask.

At an open house

The slide decks run on a screen by themselves, and a QR code from the AskResi QR Hub takes a visitor to a short quiz about the home. Every slide carries the educational-only line.

What these pages are not

They are not a lender, a pre-qualification or a promise. Only a THDA-approved lender can tell a buyer where they stand. AskResi does not rank lenders and does not take a fee from one for these pages.

Fair housing

We offer this help by topic, language and place, and it is open to everyone. Nothing here describes who a neighbourhood is for, and agents should not either.

THDA has materials for agents too

THDA's own site has more for real estate professionals. Use its materials alongside these pages.

What this page holds back

Any figure marked "As of" was checked at thda.org on that day. The price limit, the county income limits and other amounts are not printed here until a person has checked them. They change, and they depend on your county and household.

Limits vary by county and change. Ask a THDA-approved lender. THDA's own limits page.

Check where you stand

First-time buyer check
Three quick taps on THDA's 3-year rule. No account needed. 3 questions, about 2 minutes

Start the quiz

Last checked 10-28-2026 · Source: THDA's own site (thda.org)

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