Slide 4 of 5
Manufactured and modular homes
New
THDA lists extra help for new or proposed construction.
Down payment help of up to $25,000 is available for new or proposed construction. Whether a manufactured home counts is a question for your lender.
As of 10-28-2026.
Verify with THDA and Freddie guidelines.
Pictures of this slide
Check where you stand
- Manufactured or modular home (4 questions, about 2 minutes)
More THDA help
- THDA help
- What is THDA?
- Great Choice Home Loan, explained
- Down payment help in four sizes
- The first-time buyer rule and the 3-year test
- Targeted areas
- Homeownership Heroes: who counts
- Credit, income and property rules
- The homebuyer course
- How a THDA loan works, step by step
- Glossary: THDA, DPA, targeted area and more
- THDA questions, answered
- What an overlay means
- Compliance review and your closing date
- Down payment help: the options, side by side
- Great Choice or Freddie Mac HFA Advantage?
- Live in one unit of a duplex, triplex or fourplex
- Manufactured and modular homes on a THDA loan
- Homebuyer education: what it is and when to take it
- For real estate agents: sharing THDA help with buyers
- THDA rules in pictures
- Slide show: Could THDA help me buy?